:root{--navy:#0B1F3A;--slate:#1F2937;--steel:#6B7280;--white:#FFFFFF;--accent:#1F4E8C;--muted:#F5F7FA;--maxw:1180px}
*{box-sizing:border-box}html:focus-within{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){*{scroll-behavior:auto !important} .animate,*[data-animate]{transition:none !important;animation:none !important}}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--navy);background:var(--white);line-height:1.65}
a{color:var(--accent);text-decoration:none}a:focus,button:focus,input:focus,textarea:focus{outline:3px solid #99c2ff;outline-offset:2px}img{max-width:100%;height:auto}
.container{max-width:var(--maxw);margin:0 auto;padding:0 16px}.hidden-visually{position:absolute!important;height:1px;width:1px;overflow:hidden;clip:rect(1px,1px,1px,1px);white-space:nowrap}
header{border-bottom:1px solid #e5ecf7;background:rgba(255,255,255,.85);backdrop-filter:saturate(150%) blur(8px);position:sticky;top:0;z-index:10}
.navbar{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 0}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--navy)}.brand img{width:28px;height:28px}
.mobile-toggle{background:none;border:1px solid #dde5f2;padding:8px 12px;border-radius:10px}
.navlinks{display:none;flex-direction:column;gap:8px;padding:10px 0}
.navlinks.open{display:flex}
@media (min-width:900px){.mobile-toggle{display:none}.navlinks{display:flex;flex-direction:row;gap:14px;align-items:center}}
.navlinks a{padding:10px 12px;border-radius:10px}.navlinks a:hover{background:var(--muted)}
.lang-toggle .badge{padding:6px 10px}
/* Hero */
.hero{position:relative;overflow:hidden;background:radial-gradient(1200px 600px at 10% -10%, #eaf3ff, transparent 60%),linear-gradient(180deg,#f9fbff 0%,#ffffff 100%)}
.hero-canvas{position:absolute;inset:0;z-index:0;opacity:.6}
.hero .container{position:relative;z-index:1;padding:64px 0 40px}
.hero-grid{display:grid;grid-template-columns:1fr;gap:18px;align-items:center}
.hero h1{font-size:clamp(26px,6vw,44px);margin:.2em 0;letter-spacing:.2px}
.hero p.lead{color:var(--steel);max-width:60ch}
@media (min-width:860px){.hero-grid{grid-template-columns:1.1fr 1fr}}
.hero .hero-img{transform:translateY(0);will-change:transform;transition:transform .4s ease}
/* Buttons */
.btn{display:inline-block;padding:12px 18px;border-radius:12px;font-weight:600;transition:transform .2s ease, box-shadow .2s ease}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(31,78,140,.16)}
.btn-primary{background:var(--accent);color:#fff}.btn-outline{border:1px solid var(--accent);color:var(--accent);background:#fff}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:12px}
/* Sections */
.section{padding:48px 0}.section.muted{background:var(--muted)}
.cards{display:grid;grid-template-columns:1fr;gap:14px}
@media (min-width:700px){.cards{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1000px){.cards{grid-template-columns:repeat(3,1fr)}}
.card{border:1px solid #e8eef6;border-radius:16px;padding:16px;background:#fff;box-shadow:0 2px 10px rgba(0,0,0,.03);opacity:0;transform:translateY(12px);transition:opacity .6s ease, transform .6s ease}
.card.revealed{opacity:1;transform:translateY(0)}
.badge{display:inline-block;padding:6px 10px;border-radius:999px;background:#eaf3ff;color:#1F4E8C;font-size:12px;font-weight:700}
.grid-2{display:grid;grid-template-columns:1fr;gap:16px}
@media (min-width:900px){.grid-2{grid-template-columns:1fr 1fr}}
.table{width:100%;border-collapse:collapse;font-size:15px}.table th,.table td{border:1px solid #e6edf7;padding:10px;text-align:left}
/* Counters */
.counters{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
@media (min-width:720px){.counters{grid-template-columns:repeat(4,1fr)}}
.counter{padding:12px 14px;border-radius:12px;background:#fff;border:1px solid #e8eef6;box-shadow:0 2px 10px rgba(0,0,0,.03);text-align:center}
.counter .num{font-size:28px;font-weight:800}
/* Accordion */
.accordion{border:1px solid #e8eef6;border-radius:14px;overflow:hidden}
.acc-item+ .acc-item{border-top:1px solid #e8eef6}
.acc-btn{width:100%;text-align:left;padding:14px 16px;font-weight:600;background:#fff;border:0;cursor:pointer}
.acc-panel{max-height:0;overflow:hidden;transition:max-height .35s ease;padding:0 16px;background:#fff}
.acc-panel.open{padding:10px 16px}
/* Partners marquee */
.partners{display:flex;gap:26px;overflow:auto;scroll-snap-type:x mandatory;padding-bottom:6px}
.partners img{height:38px;scroll-snap-align:center;filter:grayscale(1);opacity:.8;transition:filter .2s, opacity .2s}
.partners img:hover{filter:none;opacity:1}
/* Timeline */
.timeline{position:relative;margin:10px 0;padding-left:16px}
.timeline::before{content:"";position:absolute;left:6px;top:0;bottom:0;width:2px;background:#e2e8f0}
.step{position:relative;margin:12px 0 12px 14px;padding-left:12px}
.step::before{content:"";position:absolute;left:-14px;top:4px;width:10px;height:10px;border-radius:50%;background:#1F4E8C}
/* CTA band */
.cta-band{background:linear-gradient(90deg,#0B1F3A,#1F4E8C);color:#fff;border-radius:16px;padding:18px 16px;display:flex;flex-direction:column;gap:10px}
@media (min-width:860px){.cta-band{flex-direction:row;align-items:center;justify-content:space-between}}
footer{background:#09182f;color:#c9d4e6;margin-top:40px;padding:24px 0;font-size:14px}footer a{color:#c9e0ff}
.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (min-width:900px){.footer-grid{grid-template-columns:2fr 1fr 1fr 1fr 1fr}}
.copyright{margin-top:12px;border-top:1px solid rgba(255,255,255,.12);padding-top:12px;color:#9ab0cf}